Credit and debt counseling has become a booming business over the last few decades..
For many people, their most important dream is to own a home..
If you have amassed a rocky credit history and if you are burdened with a low credit score


- Bad credit & credit report
- Credit score
- Credit help
- How to improve credit score
- How to reestablish credit 






- How to get a credit card
- Secured credit card basics
- Secured card offers
- Unsecured cards
- Prepaid cards
- Unsecured merchant cards








- How to repair credit
- Disputing procedure
- Dispute letters
- Dealing with charge-offs & settlements
- Should you pay your old debts?



Research shows that more than half of those taking out debt consolidation loans go on to build up more debt because they submit to the temptation of spending newly paid-off credit.




- Getting a bad credit loan
- Bad credit personal loan
- Bad credit mortgage
- Bad credit auto loan
- Bad credit refinance






- Credit card debt
- Debt negotiation
- Negotiating strategies
- Negotiating on credit cards
- Negotiating on mortgages
- Negotiating on auto loans
- Negotiating on student loans